Disclaimer

DISCLAIMER - PLD BANK (HONAVAR TALUKA PRIMARY CO-OPERATIVE AGRICULTURE & RURAL DEVELOPMENT BANK LTD.)

Last Updated: January 2026

1. GENERAL INFORMATION

The information provided on this website (https://pldbank.in) is for general informational purposes only. While PLD Bank strives to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information contained on it.

2. NO ONLINE BANKING SERVICES

PLD Bank is a rural co-operative bank and does NOT offer: - Internet banking or online banking - Mobile banking applications - ATM or debit card services - UPI or digital payment services - Online fund transfer facilities

All banking transactions, including deposits, withdrawals, loan applications, and account-related services, must be conducted in person at our branch offices during working hours (Monday to Saturday, 9:00 AM to 5:00 PM, except 2nd Saturday and public holidays).

3. INTEREST RATES AND SCHEMES

- Interest rates on deposits and loans are subject to change as per Reserve Bank of India (RBI) guidelines, NABARD directives, and Karnataka State Co-operative Department circulars. - The bank reserves the right to modify, withdraw, or introduce schemes without prior notice. - The rates displayed on this website are indicative and for informational purposes only. Please confirm current rates at your nearest branch before making any financial decisions.

4. NO FINANCIAL ADVICE

The content on this website does not constitute financial, investment, or legal advice. Any reliance you place on such information is strictly at your own risk. For personalized financial advice, please consult with our branch staff or a qualified financial advisor.

5. EXTERNAL LINKS

This website may contain links to external websites (such as RBI, NABARD, government schemes) for reference purposes. PLD Bank has no control over the content and nature of these external sites and does not endorse or take responsibility for their content.

6. LIMITATION OF LIABILITY

In no event will PLD Bank be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from the use of this website or reliance on any information provided.

7. COPYRIGHT

All content on this website, including text, graphics, logos, images, and design, is the property of PLD Bank unless otherwise stated. Unauthorized reproduction, distribution, or modification of any content is prohibited.

8. ACCURACY OF INFORMATION

While every effort is made to keep the website information current, we do not guarantee that all information is always accurate. For any specific query, please contact us directly.

9. CHANGES TO DISCLAIMER

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on this website.

10. CONTACT

For any questions about this disclaimer: PLD Bank (Honavar Taluka Primary Co-op. Agriculture & Rural Development Bank Ltd.) Head Office, Honavar, Uttara Kannada, Karnataka - 581334 Phone: 08387-220208 Email: pldbhonavar@gmail.com