Our Services
Comprehensive Financial Solutions
Loan Products
Affordable Credit for Every Need
Agriculture Loan
Loans for farming, crop cultivation, and agricultural activities with subsidized interest rates
Interest Rate3% - 3%
Amount₹10K - ₹5.0L
Gold Loan
Quick loans against gold ornaments and jewellery at competitive rates
Interest Rate10% - 10%
Amount₹10K - ₹10.0L
Vehicle Loan
Finance for two-wheelers, four-wheelers and commercial vehicles
Interest Rate11% - 12%
Amount₹25K - ₹5.0L
Self Employment Loan
Personal and business loans for self-employed individuals and small businesses
Interest Rate11% - 12.5%
Amount₹10K - ₹2.0L
Home Construction Loan
Build or renovate your dream home with our affordable home construction loans
Interest Rate10% - 10%
Amount₹100K - ₹20.0L
Grow Your Savings Securely
Deposit Schemes
| Type | Duration | Rate | Senior Rate |
|---|---|---|---|
| Fixed Deposit | 30 to 45 days | 4% | 4.5% |
| Fixed Deposit | 46 to 90 days | 5% | 5.5% |
| Fixed Deposit | 91 to 180 days | 6% | 6.5% |
| Fixed Deposit | 181 to 365 days | 7.5% | 8% |
| Fixed Deposit | 366 days and above | 8.5% | 9% |
| Savings Account | Ongoing | 4% | 4% |
| Recurring Deposit | 1 to 5 years | 8% | 8% |
Safe Locker Facility
Secure locker facility available at Head Office Honavar
Krishi Vikas Cash Certificate
Double your money in 108 months (9 years)
Senior Citizen Benefits
Extra 0.50% interest for senior citizens on deposits